When a Latin American investor asks how to access the European real estate market, one of the first questions that comes up is also one of the most important: «Is it better to enter as a partner in the project, or to lend money to the developer with a mortgage guarantee?» The answer depends on three variables: your risk profile, available capital, and long-term objectives. This article gives you the framework to decide with clarity. What is Secured Debt? In the secured debt m

When we say our average annual return is 13%, the first question we always get is: "How exactly is that calculated?" Fair question. Here is the answer, with real numbers. Breakdown by investment type Modality Avg. return Key characteristics Equity 27.0% Stake in developer capital · 18–36 month cycle · premium projects House Flipping 33.0% Buy, renovate, sell · 2–36 month cycle · judicial auctions or market Rental Income 17.0% Cash-flow generating assets · hybrid rental + appr

When a Latin American investor asks how to access the European real estate market, one of the first questions that comes up is also one of the most important: "Is it better to enter as a partner in the project, or to lend money to the developer with a mortgage guarantee?" The answer depends on three variables: your risk profile, available capital, and long-term objectives. This article gives you the framework to decide with clarity. What is Secured Debt? In the secured debt m

The New Frontier of Wealth Diversification for U.S. Investors